Life Insurance and Health Insurance

Supporting Physical & Financial Health

Life & Health Insurance by Mars Insurance Agency
Whether it’s making sure you have the ability to pay for the medical care you need when you need it or protecting your family’s lifestyle if the unthinkable occurs, Mars Insurance Agency works for you. As a full-service independent insurance agency, we understand and appreciate the things that truly matter. Throughout our career, we’ve come to realize that the most impactful products we offer are life and health insurance.

The ability to afford medical care and the security of knowing your family is cared for should you die are so very important. Mars Insurance Agency is honored to serve your family by offering life and health insurance.

Life Insurance

If you own a home, it’s probably the most expensive purchase you’ve ever made. If you’re a business owner, you may claim your company is your most valuable asset. However, your greatest asset is the one thing that makes them both possible: your ability to earn income.

Your family depends on your income to maintain a certain lifestyle. Everything that supports the survival of your family is dependent on a regular source of income. From mortgage payments to groceries, utility bills to college tuition, your income keeps things going at home.

It’s never a comfortable question to consider, but it’s so important to answer: what happens to your family when you die? If your income is the one that supports your household, your death could be a financial as well as emotional catastrophe for your survivors.

Mars Insurance Agency offers a solution with a variety of life insurance options. Life insurance is used to not only cover final expenses but can also ensure your family’s future financial needs are met.

Mars Insurance Agency provides life insurance options that include:

• Universal Life
• Whole Life
• Term Life
• Annuities
• …And more

Health Insurance

Making Quality Health Care Affordable

Health Insurance by Mars Insurance Agency
One hospital stay could prove to be financially devastating. The average cost of a typical hospital stay is over $15,500. Extended stays and intensive care situations drive the costs upward, with some prices quadruple the $15,500 figure. Most families and individuals simply could not afford quality medical care without health insurance. Mars Insurance Agency offers health insurance that meets your needs.

Although health care costs continue to rise and government-backed initiatives and plans continue to be heavily debated, Mars Insurance Agency provides sensible solutions.

Mars Insurance Agency: Your Insurance Headquarters

Health Insurance for both groups and individuals is made available through our network of top-rated insurance carriers. Our professionals have over a half a century of experience in helping customers just like you acquire comprehensive health insurance.

Whether your employer doesn’t offer health coverage or you’re self-employed, there are many reasons people throughout Illinois need reliable health insurance…and Mars Insurance Agency has exactly what you need.

Medicare Supplements

Original Medicare Insurance is an affordable and fairly comprehensive health insurance plan…yet it still doesn’t cover everything. For instance, Medicare doesn’t cover copayments, coinsurance or deductibles and it also excludes medical care when you travel outside the U.S. However, Medicare Supplement Insurance DOES cover these items. That’s why Medicare Supplement Insurance should be an important part of your Medicare Insurance plan.
Medicare Supplement Insurance helps pay some of the health costs that Original Medicare doesn’t cover.

There are a variety of Medicare Supplements available and deciphering the benefits and limitations of each one can be confusing. Your Mars Insurance Agent is here to assist you every step of the way when selecting your Medicare Supplement insurance. Mars Insurance Agency has helped many individuals choose the right Medicare Supplement Insurance plan. Knowing the basics about Medicare Supplements (also known as Medigap policies) can help you make the right choice for you.

“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”

Here are a few things to remember:

• You must have Medicare Part A and Part B
• IF you have a Medicare Advantage Plan you can apply for a Medigap policy, but always verify you can leave your Medicare Advantage Plan before your Medigap policy begins.
• You pay a separate premium for your Medigap policy. That’s in addition to your monthly Part B Medicare premium.
• Your Medigap Policy only covers one individual. If you’re married, you and your spouse will need to purchase individual separate policies.
• ONLY buy from an insurance company licensed to sell in your state…like Mars Insurance Agency!
• Even if you have health problems, any standardized Medigap policy is guaranteed renewable

Mars Insurance Agency will be happy to assist you with your Medicare Supplement Insurance…just give us a call!