{"id":175,"date":"2018-04-01T07:07:05","date_gmt":"2018-04-01T07:07:05","guid":{"rendered":"http:\/\/ac.acdemo2.com\/mars\/?page_id=175"},"modified":"2018-04-10T14:36:49","modified_gmt":"2018-04-10T14:36:49","slug":"business-owners-policy-insurance","status":"publish","type":"page","link":"https:\/\/www.marsinsurance.com\/business-owners-policy-insurance\/","title":{"rendered":"Business Owner\u2019s Policy Insurance"},"content":{"rendered":"<div class=\"section container-section section-regular\"><div class=\"main wrap-section wrap-regular\"><div class=\"content grid12\"><div class=\"inner-content\">\n<h1>Business Owner\u2019s Policy Insurance<\/h1>\n<h3>A Package Of Protection for Small Businesses<\/h3>\n<p><em><strong>Business Owner\u2019s Policies from Mars Insurance Agency<\/strong><\/em><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-507\" src=\"https:\/\/www.marsinsurance.com\/wp-content\/uploads\/2018\/04\/bop-insurance-1.jpg\" alt=\"\" width=\"380\" height=\"253\" srcset=\"https:\/\/www.marsinsurance.com\/wp-content\/uploads\/2018\/04\/bop-insurance-1.jpg 900w, https:\/\/www.marsinsurance.com\/wp-content\/uploads\/2018\/04\/bop-insurance-1-720x480.jpg 720w, https:\/\/www.marsinsurance.com\/wp-content\/uploads\/2018\/04\/bop-insurance-1-768x512.jpg 768w\" sizes=\"auto, (max-width: 380px) 100vw, 380px\" \/>It\u2019s true that every business is unique in many respects, including the risks they face. It\u2019s also true that when it comes to small businesses, they\u2019re very similar in many respects, including the risks they face.<\/p>\n<p>Because of these similarities\u2026and the desire of small business owners to simplify the process of choosing insurance, the insurance industry responded with the introduction of the Business Owners Policy.<\/p>\n<p>Small business owners appreciate the simplicity, protection and affordability of Business Owners Policies. Also called B-O-P\u2019s, a business owners policy delivers all of the basic coverage required by a typical small business in one simple, standard insurance package. A BOP combines protection from all major property and liability risks in one convenient package.<\/p>\n<p><strong>A BOP can include:<\/strong><br \/>\n<div class=\"column first one-half\"><div class=\"content\">\n<ul>\n<li>Building and Business Personal Property<\/li>\n<li>Equipment Breakdown<\/li>\n<li>Business Income<\/li>\n<li>Premises and operations liability<\/li>\n<\/ul>\n<\/div><\/div><div class=\"column last one-half\"><div class=\"content\">\n<ul>\n<li>Fire legal liability<\/li>\n<li>Computers and media<\/li>\n<li>Employee dishonesty<\/li>\n<li>Valuable papers and records<\/li>\n<\/ul>\n<\/div><\/div><div class=\"clr clr-col\"><\/div><\/p>\n<span class=\"gap gap-size-medium\"><\/span>\n<p>In it\u2019s most basic form, a BOP includes property insurance for buildings and contents owned by your company. A BOP comes in two different forms: standard and special (<em>which provides more comprehensive coverage). <\/em>A BOP provides business interruption insurance that covers loss of income as a result of a covered loss that disrupts the operation of the business. This may also include additional expenses incurred, such as renting a temporary location. A BOP provides liability protection against bodily injury or property damage due to product defects, improper installation and\/or errors in services. A BOP doesn\u2019t cover professional liability, auto insurance, worker\u2019s compensation or health and disability insurance\u2026but your Mars Insurance Agent can help with everything you need!<\/p>\n<\/div><\/div><\/div><\/div><div class=\"section container-section section-regular\" style=\"background-color:#eeeeee;\"><div class=\"main wrap-section wrap-regular\"><div class=\"content grid12\"><div class=\"inner-content\">\n<h3>All the basics and more\u2026<\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-508\" src=\"https:\/\/www.marsinsurance.com\/wp-content\/uploads\/2018\/04\/bop-insurance-2.jpg\" alt=\"\" width=\"380\" height=\"253\" srcset=\"https:\/\/www.marsinsurance.com\/wp-content\/uploads\/2018\/04\/bop-insurance-2.jpg 900w, https:\/\/www.marsinsurance.com\/wp-content\/uploads\/2018\/04\/bop-insurance-2-720x480.jpg 720w, https:\/\/www.marsinsurance.com\/wp-content\/uploads\/2018\/04\/bop-insurance-2-768x512.jpg 768w\" sizes=\"auto, (max-width: 380px) 100vw, 380px\" \/>While the BOP includes most everything the majority of small businesses require in business insurance, your business may require some type of additional coverage to address a particular risk. That\u2019s one of the benefits of a Business Owners Policy: flexibility. Additional policies can be included in order to tailor your risk management solution to meet your additional needs.<\/p>\n<h3>Options Designed with Small Business in Mind<\/h3>\n<p>Your Mars Insurance agent will work with you to tailor a business owners insurance policy package that provides solid insurance coverage for all of the risks you face. One of the many benefits of working with Mars Insurance Agency is the fact that we\u2019re an independent insurance agency, able to access a huge network of insurance carriers in order to deliver coverage tailored to your needs. With so many options available, you\u2019ll always have the solid protection your business deserves with Mars Insurance Agency.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"section container-section section-regular section-text-center section-bt-cta has-bg\" style=\" background-image:url(https:\/\/www.marsinsurance.com\/wp-content\/uploads\/2018\/04\/operator-bottom-cta.jpg);\"><div class=\"main wrap-section wrap-regular\"><div class=\"content grid12\"><div class=\"inner-content\">\n<h2>Contact Mars Insurance Agency of Illinois<br \/>\nFor a Free Quote Today<\/h2>\n<a href=\"tel:8154590711\" class=\"button btn-normal\"><span>815-459-0711<\/span><\/a>\n<\/div><\/div><\/div><div class=\"bg-overlay\">&nbsp;<\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-wider.php","meta":{"footnotes":""},"class_list":["post-175","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.marsinsurance.com\/wp-json\/wp\/v2\/pages\/175","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.marsinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.marsinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.marsinsurance.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marsinsurance.com\/wp-json\/wp\/v2\/comments?post=175"}],"version-history":[{"count":13,"href":"https:\/\/www.marsinsurance.com\/wp-json\/wp\/v2\/pages\/175\/revisions"}],"predecessor-version":[{"id":510,"href":"https:\/\/www.marsinsurance.com\/wp-json\/wp\/v2\/pages\/175\/revisions\/510"}],"wp:attachment":[{"href":"https:\/\/www.marsinsurance.com\/wp-json\/wp\/v2\/media?parent=175"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}